AIJRRLSJM VOL 9, ISSUE 10 (2024, OCT)aerfpublications2024-12-03T07:47:27+00:00
AIJRRLSJM VOLUME 9, ISSUE 10 (2024, OCT) (ISSN-2455-6602) ONLINE
ANVESHANA’S INTERNATIONAL JOURNAL OF RESEARCH IN REGIONAL STUDIES, LAW, SOCIAL SCIENCES, JOURNALISM AND MANAGEMENT PRACTICES
1.
A STUDY ON DEBT-RECOVERY-TRIBUNALS STRUCTURE AND PROCESSES WITH RESPECT TO LOANS
MANAV HEMANT GOYAL & DR.VINOD KUMAR
Page 1-8
 | Paper TitleA STUDY ON DEBT-RECOVERY-TRIBUNALS STRUCTURE AND PROCESSES WITH RESPECT TO LOANSAbstractGiven its pivotal role in economic growth, India\'s lending landscape necessitates a close examination of debt recovery. The laws governing debt collection are covered in detail in this study, which is crucial for maintaining economic stability. Since loans are frequently secured by financial assets or collateral, close oversight is required to ensure that the conditions are met. The \"Recovery of Debt Due To Banks and Financial Institutions Act, 1993\" established the Debt Recovery Tribunal (DRT), which is one legal option used by financial institutions to reduce the risk of default. Another is the use of internal debt recovery teams. This study clarifies the levels that necessitate legal action by examining the reasons behind the extreme measures taken by lenders action and the complicated steps that are needed. It also looks at things from the point of view of borrowers, pointing out the consequences of not paying and possible ways to ease debt loads. This study shows how lending practices, regulatory frameworks, and debt recovery mechanisms all work together in a complex way by looking at legal safeguards and borrower protections. In the end, it aims to help people understand better how to handle debt in today\'s financial world.
KEYWORDS : DRT, Debt, Recovery, Tribunal, SARFAESI.
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2.
HISTORICAL TRENDS AND FUTURE PROJECTIONS OF THE INDIAN RUPEE AGAINST THE US DOLLAR
L. Vijay Kumar & Prof. A Nakula Reddy (Rtd)
Page 9-19
| Paper TitleHISTORICAL TRENDS AND FUTURE PROJECTIONS OF THE INDIAN RUPEE AGAINST THE US DOLLARAbstractThe value of the Indian Rupee (INR) in comparison to the US Dollar (USD) is a crucial indicator of India\'s economic health and its position in the global market. This abstract explores the various factors that influence the INR-USD exchange rate, including economic indicators such as inflation, interest rates, and GDP growth. It also examines the role of India\'s trade balance, foreign exchange reserves, and global market sentiment in determining the Rupee\'s value.
The Indian Rupee (INR) has long been a vital marker of India\'s economic strength, reflecting the country\'s trade balance, fiscal policies, and overall economic health. In comparison to the US Dollar (USD), the value of the INR has fluctuated significantly over the decades, influenced by a myriad of factors ranging from domestic economic policies to global financial trends.
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